MaeDay

Privacy Policy

Effective date: [Effective Date]

What MaeDay Is

MaeDay is a household continuity organization tool. It helps people organize information about household bills, income sources, financial accounts, insurance, subscriptions, loans, important documents, trusted helpers, and emergency access so a family member or trusted helper can understand what needs attention during death, hospitalization, incapacity, or another emergency.

This policy applies to the MaeDay website at maeday.app, the MaeDay app at my.maeday.app, contact forms, account creation, trusted-helper invitations, email notifications, and the household continuity information people choose to enter into MaeDay.

MaeDay is not legal, financial, tax, estate planning, insurance, or medical advice. MaeDay does not pay bills, move money, connect to banks, sell insurance, prepare estate documents, or decide what you should do.

Information You Provide

MaeDay collects the information you choose to enter, including:

  • Account information, such as your name, email address, password, email verification status, and theme choice.
  • Household plan information, such as plan name, owner name, owner email, and plan notes.
  • Household account records, such as bill names, company or institution names, websites, phone numbers, account holder names, last four digits, due dates, amounts, autopay status, payment method, payment source, and notes.
  • Debit card reference information, such as card name, last four digits, expiration month and year, lost or stolen phone number, and notes.
  • Insurance, retirement, employment, benefit, power of attorney, and similar continuity records, including institution names, contacts, document locations, beneficiary or helper notes, and death or incapacity instructions.
  • Household notes and document-location notes that you type into the app.
  • Trusted helper information, such as helper name, email address, verification phrase, access status, emergency access requests, request reason, access decisions, and access expiration or revocation details.
  • Contact form information, such as name, email address, subject, message, and submission time.

Information MaeDay Should Not Store

MaeDay is not designed to store passwords, Social Security numbers, full account numbers, full credit card numbers, CVVs, PINs, bank login credentials, or similar secrets. Please do not put that information in MaeDay. When account identifiers are useful, MaeDay is designed around partial details such as last four digits, institution names, contact information, document locations, and notes.

How MaeDay Uses Information

MaeDay uses information to:

  • Create and manage your account.
  • Show, save, organize, and print the household continuity records you enter.
  • Let you choose which household plan you are viewing.
  • Send email verification and password reset messages.
  • Send contact form messages to MaeDay support.
  • Let trusted helpers request or receive access chosen by the plan owner.
  • Support account administration, troubleshooting, security, and abuse prevention.

Trusted Helpers And Emergency Access

A plan owner may add trusted helpers and choose whether those helpers can access plan information. Trusted helpers may see information the plan owner has made available to them, and they may request emergency access when the app allows it. MaeDay records helper access status, request reasons, access decisions, and related timestamps so the owner and the app can manage that access.

Authentication, Local Storage, And Cookies

MaeDay uses email and password sign-in. Passwords are stored as password hashes, not as readable passwords. After sign-in, the app uses a bearer access token to authenticate API requests. The Angular client stores the signed-in session, active plan id, and theme preference in browser local storage. Signing out or deleting your account clears the local session on that device.

Based on the current application code, MaeDay does not use application cookies for sign-in. Hosting providers, browsers, or future third-party services may use their own cookies or similar technologies.

Diagnostics And Logs

MaeDay records application error logs to diagnose problems. Logs may include route or endpoint, HTTP method, status code, error message, stack trace, user agent, page URL, correlation id, server name, and sometimes the user id or plan id connected to the error. These logs are used for troubleshooting and app security.

Third-Party Services

MaeDay may use service providers to run the app and deliver messages. Current or planned providers include:

  • Email provider: SMTP email is used for account verification and password reset emails. The contact form currently sends through Brevo transactional email. Replace or confirm with [Email Provider].
  • Hosting provider: [Hosting Provider].
  • Analytics provider: [Analytics Provider, or "None" if no analytics are enabled]. Angular CLI analytics is disabled in the current client project.
  • Payment processor: [Payment Processor, if subscriptions are enabled]. The current code has subscription status fields, but no payment checkout integration was found.

These providers process information only as needed to provide their services to MaeDay, such as hosting the app, delivering email, handling support messages, measuring app usage if analytics are enabled, or processing paid subscriptions if billing is added.

How Information Is Shared

MaeDay shares information only in the ways needed to operate the app:

  • With trusted helpers when a plan owner grants or allows access.
  • With service providers that host the app, send emails, handle contact form delivery, support diagnostics, provide analytics if enabled, or process payments if subscriptions are enabled.
  • With administrators who need limited access to operate, support, secure, or troubleshoot MaeDay.
  • If required to respond to lawful requests or to protect MaeDay, users, or others.

Your Choices

You can choose what household records to add, edit, or delete. You can choose whether to add trusted helpers and whether to grant access. You can change your password, change your theme, resend email verification, and rename your plan in account settings.

Account And Data Deletion

You can delete your MaeDay account from Settings by typing DELETE and confirming your current password. Deleting an account removes the account and the continuity records owned by that account, including household accounts, debit cards, benefits, employers, insurance records, financial items, notes, power of attorney records, trusted helpers, guide state, and account verification or password reset tokens.

Some operational records, such as logs, backups, provider records, or records connected to other users' independent accounts, may remain for a limited time where needed for security, troubleshooting, legal, or operational reasons.

Security

MaeDay uses security measures such as HTTPS redirection on the API, bearer-token authentication, password hashing, ownership checks for plan data, rate limiting on the contact form, and diagnostic correlation IDs. No internet service can promise perfect security. Please use a strong password, protect access to your email account and device, and avoid entering secrets that MaeDay is not designed to store.

Changes To This Policy

MaeDay may update this policy as the app changes. The effective date should be updated when changes are made.

Contact

Questions or requests about this policy can be sent to [Contact Email].